COVERAGE CODE LISTING
Coverage codes are the numerical values used to describe each coverage type. All codes are subject to the MSLA stamping fee and the Mississippi surplus lines tax, and the MWUA Nonadmitted Policy Fees.
Commercial Property
1000 Commercial Property
1001 Builders Risk
1002 Business Income
1003 Apartments (Commercial)
1004 Boiler and Machinery
1005 Commercial Package – Real Property & Contents only
1006 Condominium Package (Commercial) – Real Property & Contents only
1007 Crop Hail
1008 Difference In Conditions
1009 Earthquake – Commercial
1010 Flood – Commercial
1011 Glass (Commercial)
1012 Mortgagee Impairment
1013 Windstorm and/or Hail
1014 Mold Coverage – Commercial
1015 Sinkhole Coverage – Commercial
Crime
1100 Bankers Blanket Bond
1101 Blanket Crime Policy
1102 Employee Dishonesty
1103 Identity Theft
1104 Deposit Forgery
Miscellaneous
1200 Accident & Health
1201 Credit Insurance
1202 Animal Mortality
1203 Mortgage Guaranty
1204 Worker’s Compensation-Excess Only
1205 Product Recall
1206 Kidnap/Ransom
1207 Surety
1208 Weather Insurance
1209 Prize Indemnification
1210 Travel Accident
1211 Terrorism
Homeowners and Other Residential Property
2000 Homeowners-HO-1
2001 Homeowners-HO-2
2002 Homeowners-HO-3
2003 Tenant Homeowners-HO-4
2004 Homeowners-HO-5
2005 Condo Unit-Owners HO-6
2006 Homeowners-HO-8
2007 Dwelling Builders Risk
2008 Dwelling Flood
2009 Dwelling Property
2010 Farmowners Multi-Peril
2011 Mobile Homeowners
2012 Windstorm
2013 Mold Coverage – Residential
2014 Sinkhole Coverage – Residential
2015 Flood – Residential
2016 Earthquake – Residential
Ocean Marine
3000 Marine Operations Legal
3001 Marine Liabilities Package
3002 Ocean Marine-Hull &/or Protection & Indemnity
3003 Ocean Cargo Policy
3004 Ship Repairers Legal Liability
3005 Stevedores Legal Liability
3006 Personal & Pleasure Boats & Yachts
3007 Ocean Marine Builder’s Risk
3008 Longshoremen and Harbor Workers Compensation Act
Inland Marine
4000 Inland Marine (Commercial)
4001 Inland Marine (Personal)
4002 Motor Truck Cargo
4003 Jewelers Block
4004 Furriers Block
4005 Contractors Equipment
4006 Electronic Data Processing
4007 Inland Marine – Real Property & Contents (Commercial)
4008 Inland Marine – Real Property & Contents (Personal)
Liability
5000 Commercial General Liability
5001 Commercial Umbrella Liability
5002 Directors & Officers Liability (Profit)
5003 Directors & Officers Liability (Non-Profit)
5004 Educator Legal Liability
5005 Employment Practices Liability
5006 Excess Commercial General Liability (Not Umbrella)
5007 Excess Personal Liability (Not Umbrella)
5008 Liquor Liability
5009 Owners & Contractors Protective
5010 Personal Umbrella
5011 Personal Liability
5012 Pollution & Environment Liability
5013 Product & Completed Operations Liability
5014 Public Officials Liability
5015 Police Professional Liability
5016 Media Liability
5017 Railroad Protective Liability
5018 Asbestos Removal & Abatement
5019 Guard Service Liability
5020 Special Events Liability
Medical Malpractice
6000 Hospital Professional Liability
6001 Miscellaneous Medical Professionals
6002 Nursing Home Professional Liability
6003 Physician/Surgeon
Errors and Omissions
7000 Architects & Engineers Liability
7001 Insurance Agents & Brokers E&O
7002 Lawyers Professional Liability
7003 Miscellaneous E&O Liability
7004 Real Estate Agents E&O
7005 Software Design Computer E & S
7006 Cyber Liability
Automobile
8000 Commercial Auto Liability
8001 Commercial Auto Excess Liability
8002 Commercial Auto Physical Damage
8003 Dealers Open Lot
8004 Garage Liability
8005 Garage Keepers Legal
8006 Private Passengers Auto-Physical Damage Only
8007 Personal Excess Auto Liability
Aircraft
9000 Commercial Aircraft Hull &/or Liability
9001 Airport Liability
9002 Aviation Cargo
9003 Aviation Product Liability
9004 Hanger Keepers Legal Liability
9005 Personal & Pleasure Aircraft
